Group Vision Insurance:

Typically, an employer will offer vision coverage as a discount program. "Usually an employer negotiates with local ophthalmologists or vision centers to obtain discounts in services for referring their employees, Vision coverage is meant to cover only predictable costs, such as comprehensive annual or biannual exams, lenses, frames and contact lenses. You do, if you wear contacts or glasses, or have family members that do. Getting a discount on services and corrective lenses you need anyway is an obvious plus. While an eye exam may reveal eye problems, the purpose of vision coverage is not to replace your medical coverage. Costs for vision coverage will vary by employer but should provide you with at least a 10- percent discount.